Make your home mortgage affordable again, thanks to our lower-rate refinancing!
Today’s Mortgage Rates
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Get in Touch With Us
We are a full-service mortgage company headquartered in Arizona. We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing. We also serve Colorado .
Mortgages Made Easy,
Dreams Made Real
If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan. These often require no down payment and have lower closing costs, which can help keep your savings secure.
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Get personalized options tailored to your specific needs and situation. We consider your unique criteria to provide the best recommendations.
Compare your options
Compare mortgage interest rates and terms to find the best deal for you. Make an informed decision that fits your financial goals.
Our Mission to Serve You!
Veterans, Servicemembers, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
Get a FREE quote on a VA Loan & save thousands of dollars per year
SFR -(SINGLE FAMILY RESIDENCE), TOWNHOUSE, CONDOMINIUM, OR MULTI-UNIT (UP TO 4)
REFINANCE (IRRRL) OR CASH OUT OPPORTUNITIES (HOME RENOVATIONS, PAYING OFF DEBT, OR EVEN BUYING AN INVESTMENT PROPERTY)
What Clients say about Justin
Justin is always available to help in any way he can! He is personable, professional, knowledgeable and
Tinebra Sanvean
Justin is amazing, resourceful, and his follow through is impressive. I will only deal with him for all my home loan needs moving forward. He's done a few loans for me over the years, and does all the gathering and work on the front end making the transaction smooth and no issues getting the loan funded and closed.
Ronny Smith
Justin Smith was my loan officer when I purchased my home two years ago in Continental Ranch, Tucson, Az. I used a conventional loan and he was very nice in explaining the answers to all my questions. I had lived in a mobile home prior to this and this was my first actual home. I had lots of questions on the process and he very knowledgeable and thorough in walking me through the process. I would use him again if needed. I highly recommend him!
Debbie Fisher
Justin is always available to help answer my questions and advices me when is the right time to make move or not. He is professional in every way through the whole process. I will always go to Justin for any of home related needs! He is amazing!
Rebecca Boldan
Justin was great to work with! We needed someone thorough and who really knows the system since we are out of state trying to buy a home in AZ. We also did not go through a realtor since we were buying the home from friends of the family. This made the buying process somewhat unconventional but Justin helped us navigate the entire process and everything went smoothly. Strongly encourage working with Justin. I'll definitely give him a call once interest rates go down to refinance too
Jeff Kobriger
Meet Justin Smith
I'm Justin Smith
I’m in the business of helping people and building relationships.
My goal as a father of 2 and as a husband of 20 years is to lead by example by taking action. I love family time, person development, working out, reading, outdoor activities and I'm a big foodie.
I am passionate about giving back to my community by volunteering my time and sponsoring local events.
As your dedicated loan officer, I’m committed to getting you to the finishing line and ensuring all questions are addressed in a timely manner. Whether you’re a first-time homebuyer, Veteran, needing down payment assistance or an experienced investor; I’m Always Happy to Help. With access to over 200 Lenders, I am confident I will find the best loan option based on your goals and financial situation. Don’t let industry jargon or input from renters deter you. My promise is transparency and guidance focused on your best interests, ensuring a seamless and exceptional homebuying experience. I’m here to educate and answer all your questions, empowering you with confidence every step of the way. I look forward to connecting with you and helping you with your lending needs. Talk Soon,
Home Ownership Made Easy
MISSION
Changing lives through homeownership by providing education, exceptional service and the best options that are in line with the borrower’s goals
PURPOSE
My goal is to give clients the best understanding of their loan terms with a comfortable payment that allows them the freedom to still live life
NMLS #1730512, AZ LO Lic.#1006383, CO LO
Lic #100539660; I am authorized to do business in the state of Arizona and Colorado.
NEXA Mortgage, LLC; NMLS #1660690;
Equal Housing Opportunity;
Email:[email protected]
Site: Justinsmithaz.com